An Auto Accident Attorney May Help You Recover Compensation for Out-of-Pocket Costs Stemming From Your Crash in or Near Tampa, FL
If you’ve been in a crash, you may be thinking the financial impact will be minimal thanks to the insurance you dutifully pay for every month, but unfortunately, as any auto accident attorney will tell you, it won’t cover everything.
An auto accident attorney can explain to you in detail the out-of-pocket costs you will have to cover, but here is a brief summary:
- Medical bills and property damage not covered by your insurance. In Florida, drivers are only required to hold $10,000 of personal injury protection insurance and $10,000 of property damage liability insurance. An accident can result in much costlier medical bills and property damage, and if you don’t have a richer insurance policy, you may be required to pay the difference out-of-pocket.
- Lost wages. If your accident puts you out of work for any period of time, you may miss out on paychecks. Unfortunately, your bills will keep coming and you will be expected to pay them, and that money will have to come out-of-pocket.
- Co-pays and uncovered medical treatments. Even with PIP and additional medical coverage, treatment for your injuries may require costly co-pays for doctors’ visits and prescription medications. Your recommended course of treatment could also require medicine or procedures not covered by either policy.
- Vehicle and possessions replacement. While there will be some coverage for damage to your vehicle and the possessions inside, it may not cover the total cost of your items. Additionally, if you were driving an older vehicle that was paid off, the compensation you may receive for it might not cover the cost of getting a newer vehicle.
If you hire an auto accident attorney, like those at Clark and Martino, P.A., in Tampa, FL, you may have a chance of recovering some of these costs. Accident attorneys have a good understanding of your rights and what you are entitled to under your insurance policy, so they can demand maximum compensation for your case. Without an auto accident attorney, you may have difficulty getting everything you are entitled to because insurance companies work hard to minimize and eliminate payout when possible.
So if you’ve been injured in a crash and you’re wondering if an auto accident attorney can help you recover the money you’ve spent because of your accident, call Clark and Martino, P.A., today. We’ll review your case for free to determine if we can take it.