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Practice areas

Insurance Disputes

  1. Underinsured Motorist Insurance Coverage

    Ask any motor vehicle accident attorney in Tampa whether it is a good idea to buy uninsured motorist (UM) coverage and the answer will most likely be, “Yes.” Although not legally required, UM coverage can be extremely important if you happen to be injured in a serious auto accident. If the “at fault” driver doesn’t have insurance or does not have enough insurance, your chances of successfully pursuing a personal injury claim against that person are extremely limited. Electing to buy UM coverage will protect you in the event this happens. At a time when approximately one out of every…

  2. Insurance Coverage Disputes & Denials of Coverage

    The insurance attorneys at Clark & Martino, P.A. handle both first-party coverage disputes and third-party coverage disputes. Definitions of Insurance Terms First-party insurance: Type of insurance policy under which an insured (the first party) is covered by his or her insurer (the second party) in the event of an accident, injury, or loss whether caused by itself or someone else (the third party). Said differently, it is generally a claim you have against insurance you or a relative purchased. Another example would be when you are involved in an automobile accident and you have underinsured / uninsured motorist coverage or the owner / driver of the vehicle has underinsured / uninsured motorist coverage. First-party insurance coverage disputes arise…