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Car Accident Attorney in Tampa for Cases Involving Bad Faith Insurance Claims
At the law firm of Clark & Martino, P.A. in Tampa, each and every car accident attorney on our team is dedicated to providing the utmost level of service to their clients. Oftentimes, this means going above and beyond what’s typically expected from an attorney and pursuing alternative avenues of compensation. For example, if you have been involved in an auto accident and think your insurance company has unfairly denied your claim, you may be eligible to file a lawsuit against the company for bad faith. When you first bought car insurance and agreed to pay monthly premiums, your insurance…
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Automobile Accident Lawyers in Tampa Explain the Ins and Outs of Insurance Discounts
The automobile accident lawyers at Clark & Martino, P.A. recognize how important it is to have good driving habits, not only to prevent accidents but to save money on car insurance. In Florida, buying car insurance is both expensive and mandatory, but many of the insurance companies do offer discounts for those who qualify. What types of discounts are available depends on your specific insurance carrier, but in general you can be rewarded with cheaper insurance rates for maintaining a clean driving record and driving a safe vehicle. Unfortunately, while lower monthly car insurance premiums are a benefit to your…
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A Tampa Motor Vehicle Accident Attorney Can Explain Whether Uninsured Motorist Insurance is Right for You
Ask any motor vehicle accident attorney in Tampa whether it is a good idea to buy uninsured motorist (UM) coverage and the answer will most likely be, “Yes.” Although not legally required, UM coverage can be extremely important if you happen to be injured in a serious auto accident. If the “at fault” driver doesn’t have insurance, your chances of successfully pursuing a personal injury claim against that person are virtually nil. Electing to buy UM coverage will protect you in the event this happens. At a time when approximately one out of every six drivers in the United States…
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Tampa Motor Vehicle Accident Attorney for Handling ‘Bad Faith’ Insurance Practices
If you have been involved in a motor vehicle accident, an attorney is someone that can help you navigate what will likely be a complex and prolonged financial reimbursement process. At the Tampa personal injury law firm of Clark & Martino, P.A., we spare no effort to ensure that our clients are compensated fully and fairly for their losses, be it a wrecked automobile, mounting hospital bills, or a forced hiatus from work. Unfortunately, insurance companies often withhold compensation from their policyholders. Particularly in severe auto accident injury cases, where stakes are at their highest, insurance companies will fight tooth…
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A Tampa, FL Auto Accident Attorney can Talk To Insurance Companies on Your Behalf
Of the many things an auto accident attorney can do for you following an accident, speaking with insurance companies might be one of the most important. It removes you from a high-stress situation where an insurance adjuster might ask you questions that you don’t know the answers to. If you say the wrong thing it could significantly damage your chances of receiving the payout that you truly deserve. This is especially true if your insurance company convinces you to make a recorded statement. While you want to be cooperative with your insurance company you need to be careful to protect…
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An Auto Accident Lawyer in Tampa Explains Florida’s No-Fault Car Insurance System
An auto accident lawyer from Clark & Martino, P.A. is qualified to handle cases involving Florida’s no-fault car insurance. Florida is among a handful of states that requires all drivers to purchase no-fault car insurance before they venture out onto the road. No-fault car insurance means that your insurance company will reimburse you whether you were “at fault” in the accident or not. Without having to spend months in court trading accusations with the other driver, you will get money from your insurance company for medical bills, car repairs, lost wages, and more. However, that doesn’t mean working with your…
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What is “No Fault” Insurance? Ask a Tampa Automobile Accident Attorney at Clark & Martino, P.A.
“No fault” car insurance is a topic that is certainly familiar to every automobile accident attorney in Tampa. At Clark & Martino, P.A., we will be happy to explain what “no fault” means in more detail, and answer any other questions you might have regarding car insurance, car accidents, and personal injuries. To begin with, it’s important to understand that Florida is one of only a handful of “no fault” states in America. Unlike, say, Georgia or California, Florida does not require a showing of fault before an auto accident victim can be compensated for his or her injuries. For…
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Motor Vehicle Accident Attorney in Tampa, FL Explains the Importance of UM/UIM Coverage
Ask just about any motor vehicle accident attorney in Tampa and he or she will tell you that UM/UIM insurance is a smart investment to make. Just what is UM/UIM insurance, and how can it benefit you as a motorist in Florida? UM/UIM insurance will protect you in the event that you are injured in an accident involving an uninsured motorist (UM) or an underinsured motorist (UIM). In Florida, it is estimated that as many as 1 in 4 drivers do not purchase car insurance despite the legal obligation to do so. If you are hurt in a serious car…
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An Auto Accident Attorney Explains Gap Insurance for Tampa, FL Drivers
If you’ve been in a crash, your auto accident attorney may ask you if you have gap insurance, and ideally, the answer will be “yes.” That’s because gap insurance can cover financial losses related to your vehicle if it is totaled. Here’s how it works: when you total your vehicle, meaning the insurance company feels it is too damaged to warrant repairs, your insurer will determine how much they think the car was worth before the crash. Often times, this amount can be many thousands less than you still owe on the car because vehicles normally depreciate quicker than they…
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What Is UM & UIM Insurance & Why Are these Policies Important to Your Tampa Auto Accident Lawyer?
Even though Florida law says that every driver should carry at least some auto insurance, in reality, there are thousands of drivers on Tampa Bay area roads who are not insured at all. In addition, thousands more only carry the bare minimum insurance. What this means to you is, if you are injured in a car accident, you may have to use your own insurance to pay your medical bills, lost wages, lost ability to work, and other damages. But what type of insurance should you carry to give yourself the protection you need? Due to the many uninsured and…