What is “No Fault” Insurance? Ask a Tampa Automobile Accident Attorney at Clark & Martino, P.A.

“No fault” car insurance is a topic that is certainly familiar to every automobile accident attorney in Tampa. At Clark & Martino, P.A., we will be happy to explain what “no fault” means in more detail, and answer any other questions you might have regarding car insurance, car accidents, and personal injuries.

To begin with, it’s important to understand that Florida is one of only a handful of “no fault” states in America. Unlike, say, Georgia or California, Florida does not require a showing of fault before an auto accident victim can be compensated for his or her injuries. For example, if you have been hurt badly in an auto accident, Florida law requires you to seek compensation for your own insurance company first, regardless of who was actually at fault. Any automobile accident attorney in Tampa will tell you that the primary benefit of Florida’s “no fault” car insurance system is that it is far more efficient than the precursor tort-based system, and that auto accident victims generally get compensated more quickly for their injuries.

But, this particular system isn’t without its problems – or its critics. Which is why, in 2012, the Florida legislature made a number of significant changes, such as lowering coverage limits and imposing greater hurdles on auto accident victims in general.

To learn more about this topic, or to speak to an automobile accident attorney in Tampa regarding a potential claim, contact Clark & Martino, P.A. We are a full-service personal injury law firm that has an outstanding reputation in the Tampa community.


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