In 1971, Florida became the second state in the country to approve a no-fault plan for automobile insurance. The law, which took effect in 1972, is known as a no-fault personal injury protection law, or PIP. The basic principle of PIP is that, to a certain point, no one is “blamed” for a vehicle accident. Motorists insure themselves for a minimum of $10,000 in medical expenses and lost wages. Therefore, should an accident occur, each motorist is initially covered by his or her own insurance company.
It may sound like a simple plan, but no-fault laws and PIP insurance are commonly misunderstood. If a motorist’s PIP insurance is not enough to cover the losses from an accident, a Tampa personal injury attorney becomes essential. Otherwise, a motorist may be caught in a situation of suffering extensive injuries with no way to pay for medical bills, lost wages, lost earning capacity, permanent disabilities, and so on.
A Tampa personal injury attorney from Clark and Martino, P.A., will help you understand Florida’s insurance laws and personal injury laws. Every car accident is different, and there are several possible ways you may be able to recover damages.
Please call a Tampa personal injury attorney from Clark and Martino, P.A., at 1-888-868-5615. During a free consultation, we’ll discuss the merits of your case and help you decide how you can pursue compensation for your medical bills and other accident-related expenses.