As every auto accident lawyer in Tampa knows, auto accident insurance comes in many different forms. After all, owning and operating a vehicle can expose you to many types of risks, losses, and liabilities. Insurance companies know this all too well, with many now selling insurance for every conceivable type of loss.
In Florida, you can purchase coverage for:
- Bodily injury liability (BI) – Pays for injuries caused, including serious and/or permanent injury or death to others when you cause a crash. If you are sued, BI will pay for your legal representation as well.
- Property damage liability (PD) – Pays for damage you cause (and are liable for) to other people’s property in a motor vehicle accident. Required in Florida.
- Personal injury protection (PIP) – Pays for certain expenses following an accident regardless of fault, such as medical bills and lost wages. A PIP specialist or auto accident lawyer can explain PIP in more detail. Required in Florida.
- Uninsured motorist bodily injury – Pays for medical bills, auto damage, etc. in the event the at-fault party has insufficient insurance coverage or no insurance coverage at all. It is estimated that one out of every six drivers on the road in Florida does not have insurance.
To learn more about car insurance, car accident injuries, insurance company disputes, and more, contact an auto accident lawyer at Clark & Martino, P.A. in Tampa today. We represent auto accident victims from throughout the Tampa Bay area, as well as other seriously injured people.