Ask any motor vehicle accident attorney in Tampa whether it is a good idea to buy uninsured motorist (UM) coverage and the answer will most likely be, “Yes.” Although not legally required, UM coverage can be extremely important if you happen to be injured in a serious auto accident. If the “at fault” driver doesn’t have insurance, your chances of successfully pursuing a personal injury claim against that person are virtually nil. Electing to buy UM coverage will protect you in the event this happens. At a time when approximately one out of every six drivers in the United States isn’t insured*, UM coverage can be an important safety net for automobile accident victims in Florida. You can certainly elect to forego UM coverage, if you wish, but with odds of being hurt by an uninsured driver so substantial, is the exposure worth the risk? A representative from your insurance company can tell you more about tacking UM coverage onto your existing policy.
For more information on this and other topics related to automobile insurance, auto accidents, and serious personal injuries, contact a motor vehicle accident attorney at the Tampa law firm of Clark & Martino, P.A. We are a nationally recognized trial law firm that handles personal injury cases almost exclusively. Our partners are board certified, which is the highest level of evaluation given by The Florida Bar. Our personal injury law firm is also conveniently located on West Kennedy Boulevard near Downtown Tampa.
*Source: Insurance Research Council, 2009.